how to spend my tax refund

This is one of the most popular ways to spend your tax refund. If you're like many Americans with bad credit, tax season is a great time to lay down a substantial down payment. This will also open up financing options that would otherwise not be available.

A down payment will show the dealership that you're a serious Trucks and SUVs buyer and can also help you get a loan with lower monthly payments, which makes buying a Trucks and SUVs even more financially feasible.

Whether it's a new set of tires to improve fuel economy or a much needed tune-up, a well-maintained Trucks and SUVs can last well past 100,000 miles. Routine maintenance and the occasional upgrade might not be as thrilling as driving off the lot in a new Trucks and SUVs, but it's a great way to stretch a dollar...and the life of your Trucks and SUVs.

And if you've got a Trucks and SUVs that you'd like to customize, why not consider some of the following GMC accessories?

• Custom floor mats
• Splash guards
• Running boards
• A trailer hitch
• Custom wheels
• Fog lights

Which of these GMC accessories would make your Trucks and SUVs stand out in a crowd?

Used Trucks and SUVs are a great option when you're looking to find a deal on a reliable Trucks and SUVs but don't want to spend too much money. Used Trucks and SUVs used to have a bad reputation, but nowadays that's no longer the case, especially at a respectable dealer like us.

Don't let the miles on the odometer fool you. Those miles prove that with proper care and maintenance a used Trucks and SUVs can also be a reliable Trucks and SUVs. High-mileage Trucks and SUVs probably have mostly highway miles, and those miles put less wear and tear on a Trucks and SUVs.

It's unlikely that a used Trucks and SUVs will still be under warranty, so it's important to make sure you buy your truck from a trusted dealer, like Valley Motors GMC. That way you can rest assured that you're getting a quality used Trucks and SUVs that will last for years to come.

The general rule of thumb on Trucks and SUVs leases is that if you put down a larger down payment, your monthly payments will be lower.

With a larger down payment, your lease payments are more manageable, and if you do decide to extend your lease, you can negotiate to keep the same low payments.

Putting a nice, big payment on an existing Trucks and SUVs loan can help you get one step closer to becoming debt free.

You can either make an extra payment, which will help you pay off the loan quicker, or pay down the balance, which will reduce your interest over time.

It's also a good idea to call your lender to see what they think is the best thing to do in your particular circumstances.

Did you know you can restructure an existing Trucks and SUVs loan? If your Trucks and SUVs loan has a high interest rate or you've improved your credit score since getting the loan, you could use your tax refund as leverage to structure a better loan with lower monthly payments.

You can even use a portion of your tax refund to reduce the principal and get a better interest rate on the balance.